“What would it cost to add that?”
A sponsor wants vision added or the paramedical cap lifted. blankit writes the carrier a precise ask, chases the reply, and turns the pricing into a document the client can read.
Composed from the booklet on file
Say what you want changed. blankit writes it as an underwriter reads it — line, element, today and requested — from the client’s booklet.
The current side is never guessed
“What it is today” only ever comes from the booklet. With none on file, the ask shows the requested design alone.
Frozen the moment it is sent
The email is stored exactly as sent, so the record shows what the carrier received. Your own notes stay editable.
The plan design, the question — and no number of ours.
Only the carrier prices a change
The email describes the design and asks what it would cost. Any requested change carrying a price is stripped by a check on the way out.
Your reasoning stays yours
Plan-change modelling on the group’s own claims is advisor-only. The underwriter prices a design and never sees what you hope to save.
A request nobody has answered in a fortnight starts saying so.
Each sent request opens a task that closes itself when the pricing lands. After fourteen days with nothing back, it joins your daily digest — and Slack, if you use it.
A reply that arrived and sits unfiled is flagged harder still: the carrier has answered, and your board says otherwise.
It finds its own request, or it refuses to guess
An emailed quote is matched only when exactly one open request fits. Otherwise it waits for you to pick from a short list.
One document cannot answer two asks
Forward the same carrier letter twice and the second parks, rather than closing a request it never answered.
Out comes a document for the sponsor
The pricing becomes a branded one-pager, deck or web page. With no current side quoted, the monthly difference shows as unknown, not zero.
An unsolicited carrier quote works too — no request needed first.
Capping drugs is cheaper than it looks, and harder to undo than anyone expects.
Any annual drug maximum takes a fully-insured plan out of the industry drug-pooling arrangement. Going back means re-qualifying as a new group, and the carrier may decline.
So a quote that introduces one carries that warning, in the same words, wherever it is shown. Only that quote does — a warning on every drug figure is one nobody reads.
From the client’s Coverage changes tab, from an open renewal beside the plan changes worth asking about, or from the carrier liaison board.
It stays advisor work: the sponsor-facing renewal deck has no button that emails a carrier.
Stop writing the same email to four underwriters.
We will walk through a live one — the ask, the chase and the sponsor’s document.