Features

Everything in blankit.

Renewals, client records, carrier and regulatory updates, marketing, claims and reporting — for the whole book.

Renewals

Check every carrier renewal and answer it in your firm’s name.

Upload a carrier’s renewal and blankit prices every benefit line beside the carrier’s ask. You check the counter, change what you want, and send it under your own brand.

The renewal pipeline for a demo firm: renewals in the next 120 days grouped by date, each with its carrier, annual premium, renewal date, stage and days to go.
Every renewal in flight, by date, with the stage each one is at.
  • Fair renewal, line by line

    Upload any carrier’s renewal and see a fair premium for every benefit line beside what the carrier asked.

    Learn more about Fair renewal, line by line

  • Nine-step health and dental pricing

    Health and dental are repriced from the group’s own claims and the carrier’s own figures, in nine published steps.

    Learn more about Nine-step health and dental pricing

  • Counter in your firm’s name

    The renewal report and the carrier challenge go out with your firm’s name, logo and colours.

    Learn more about Counter in your firm’s name

  • Type over any counter

    Change any line’s counter yourself; the carrier challenge waits for you to read it before it is sent.

  • Renewals due in 120 days

    See every renewal due in the next 120 days with its annual premium, and which ones are overdue.

  • Share it as a link

    Send the client a link to a hosted deck in your firm’s colours, with a password and an expiry, and see when they open it.

  • Close out with a package

    When a renewal settles, generate the client package in one step, or mark the renewal lost.

  • Renewal history by year

    Look back at each client’s renewals year by year: what the carrier asked, what you countered and where it settled.

Clients

Keep every group’s plan, documents and history on one page.

Each group gets one client page that every renewal, quote, claims report and booklet files onto. Bring your book across once and the next renewal starts from what is already there.

The Next steps list on a demo client’s page in blankit: the carrier’s latest position against blankit’s counter, the tasks due on the renewal, and a button to draft the renewal package with Rider.
One page per client, with every next step on its renewal in order.
  • One page per group

    Open one client page for a group’s renewals, quotes, claims, booklets, tasks and documents.

  • Import your book

    Bring your client list across from a spreadsheet or a connected CRM, and see what will change before anything is saved.

    Learn more about Import your book

  • Search by industry

    Sort and filter your clients by NAICS industry code or sector.

  • Booklets read once

    Upload a booklet and its plan design is read and kept on the client’s Documents tab.

  • Employee census by year

    Upload a group’s census in whatever layout it comes in, map its columns once, and compare it year to year.

  • Plan designs compared

    Compare booklets, quotes and contracts side by side, and benchmark a plan design against your library.

  • Client-ready guides

    Send a plan sponsor ready-made benefits guides for them and their staff.

  • Claims against your whole book

    Turn a carrier’s claims experience report into a branded report, measured against the rest of your book.

    Learn more about Claims against your whole book

Inbox & tasks

Forward carrier email in, and pick up the work where it lands.

Your firm gets its own forwarding addresses, one per kind of document, and what arrives is filed to the matching client. Every step leaves a task, so the next one is already on your list.

The Renewals, next 120 days list on a demo firm’s Overview: three clients with their carrier, annual premium, renewal date and days to go — one flagged overdue.
Your Overview: what renews in the next 120 days, and what is overdue.
  • An address for each purpose

    Forward renewals, claims reports, carrier quotes, booklets, commission statements and premium bills to their own firm address.

    Learn more about An address for each purpose

  • Filed to the right client

    A forwarded document is matched to its client and filed on that client’s page.

  • A queue for the unmatched

    Anything blankit cannot match waits on your Overview for you to review and file.

  • Every step a task

    Each step is logged on the client as a task, and the next step opens as a follow-up.

  • Bring in past history

    Forward old renewals and old claims reports to their own addresses to fill in each client’s history.

  • Slack, Teams and email

    Send a renewal in or ask about a client from Slack, Microsoft Teams or your own inbox.

    Learn more about Slack, Teams and email

Market intelligence

Know what is changing for your clients before they ask.

Regulatory changes and carrier announcements are tracked in one place and tied back to your book. Rider, the AI guide, walks you through the work that follows.

The Rider suggests panel: Negotiate a renewal, Give a client’s staff the employee chatbot, Onboard a new client, and a box to ask Rider something else.
Rider suggests the next job, or takes a request of your own.
  • Regulation tracker

    Follow Canadian regulatory changes by province, each showing how many of your clients it affects.

  • Carrier updates

    Read carriers’ announcements in one feed; the incumbent’s updates are added to the client’s renewal package.

  • Carrier scorecard

    See which carriers price aggressively and what each one offers.

  • Rider, the AI guide

    Ask Rider about a client, or let it walk you through a job one step at a time, drafting each answer for you to check.

Marketing & growth

Find new groups, take them to market and win them.

Track the groups you are quoting next to the clients you already have. Send a group to market, follow every carrier’s reply, and ask carriers to price plan changes from the same record.

The Quotes table of a demo client’s carrier comparison: extended health and dental from Sun Life today ($21,784.00 a month) and at renewal ($24,704.00), beside Canada Life’s lowest quote ($21,048.00 a month, −3.4%) with a 24-month rate guarantee.
Demo client: the incumbent today and at renewal, beside the lowest quote.
  • Prospects

    Track the groups you are quoting, with their own tasks, and convert one to a client when it signs.

  • Sales funnel

    See your win rate, how long a win takes, and why the losses were lost.

  • Take a group to market

    Send a request for quotes to several carriers and compare what comes back on the same terms.

    Learn more about Take a group to market

  • Quote tracking

    See which quotes are outstanding, which are in, and which need more information.

  • Email a carrier

    Start an underwriter email from a ready-written template.

  • Coverage-change requests

    Ask a carrier to price a plan change; blankit writes the request and keeps track of the answer.

    Learn more about Coverage-change requests

Reporting

See how the whole book is doing, and where it is not.

Reports run across every client at once, from the book’s premium and carriers to its red flags. Each one opens in blankit and downloads to Excel or a branded PDF.

The top of a claims experience report for an invented client: health claims of $699,880.00 at an 88% loss ratio, up from 82%, and dental claims of $288,420.00 at 80%, with pharmacy and paramedical shares of health claims.
A branded claims report, one of the documents the reports build.
  • Executive summary

    A summary of the whole book with a branded PDF: carriers, clients, renewal results and growth by month.

  • Reports library

    Ready-made reports, one click to Excel: renewals by month, outcomes, rate guarantees ending and more.

  • Book performance

    See the average premium increase across the book and by line of coverage.

  • Claims across your book

    See where the book’s health and dental dollars go — the yardstick each client is measured against.

  • Carriers across your book

    See which carriers hold your premium, which way it is moving, and which groups moved.

  • Red flags across your book

    Find the groups out of line with the rest of your book on claims, premium per employee and increases.

  • Commissions matched to statements

    Check each carrier statement against the commission you expected, and export it for QuickBooks Online or Xero.

  • Employee chatbot usage

    See how much each employer’s staff use Paige, and what they ask about.

Beyond the desk

For the client’s staff, under your brand.

What the plan sponsor and their employees see carries your firm’s name. And you can reach blankit from the tools you already use.

  • Paige, the employee chatbot

    Staff ask about their own booklet and get the page it came from, in 13 languages.

    Learn more about Paige, the employee chatbot

  • Employee benefits sites

    A plain-language site for each group, built from its booklet.

    Learn more about Employee benefits sites

  • Under your brand

    Reports, carrier emails and employee sites carry your firm’s name, logo and colours.

  • English and French

    The renewal report and the carrier challenge go out in either language.

  • Use it from your own AI

    Connect the AI tool your firm already uses to blankit.

    Learn more about Use it from your own AI

  • Self-funded book

    Compare ASO groups’ admin fees across your book, and see late statements and the latest surplus or deficit.

Run it on one of your own renewals.

The demo is a full firm with invented clients. No card, no call.